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Who Are We?

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Kern Insurance Solutions Consult (Pty) Ltd (KIS) is a national Short-Term Insurance Specialist. We advise clients against Business and Personal insurable risks.

Since 2005 KIS has provided pioneering insurance and risk solutions through innovative problem solving and rock-solid partnerships with leading Insurers. We deliver smart specialist insurance products / solutions to commerce and also focus on the high net worth individuals in those businesses.

Our entrepreneurial approach led to partnerships with over 20 large Insurers. That together with our expert experienced staff enabled us to deliver a one-stop-shop service for businesses of any size and in just about any industry.

What distinguishes us from our competitors is the fact that our risk profile sits at 32% versus the norm in the market of 69% !

We can guarantee you a substantial costs saving if your risk profile (personal or business) falls within our profile rating. At no additional costs we advise and find you the best product at the lowest cost.

We have over 20 different underwriters to choose from (Discovery, Momentum, Santam, AIG, Bryte (Zurich), Old Mutual Insure, King Price, MiWay etc.), with a few specialist products only for “High Net worth” clients. We have 24/7 access to most of the leading Insurers Operating Systems in our offices. Thus, policies are issued from within our offices, underwriting, claims and updates takes place on a real time basis.

What some of our clients have said...

Calvin Simigianis Thanks for always being helpful, your response to any situation is always good and super fast.

Elshanet V

Hellopeter 23/07/2020

Nog nooit sulke goeie diens gekry nie. Kontak vir Dirkie indien jy iets wil beleef wat baie skaars is in Suid Afrika.

Ria Pullen

Facebook 22/03/2020

What a pleasure it is to deal with KIS. BIG shout out to Calvin for always going the extra mile and especially during my recent accident. THANK YOU!

Will Cronje

Facebook 23/01/2020

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Our Awards !

Santam Gold Award


Discovery Insure Platinum Prestige Independent Financial Advisor award


Santam Diamond Award for broker services in the Northern Region of SA


Santam Silver Award


Santam Silver Award for exceptional performance


Discovery Premier Platinum Prestige Independent Financial Advisor award


Santam Silver Award


Discovery Insure Gold Prestige Independent Financial Advisor award


Discovery Insure Gold Prestige Independent Financial Advisor award


AIG "Big Seven" Award

Annually since 2007

Gold Award for Best Supporting Broker for Bryte Insurance Company


Santam Diamond Award for broker services in the Northern Region of SA