South Africa: | Botswana:

South Africa: 012 809 2332 | Botswana: +267 318 8888 / +267 402 6008


South Africa:

Unit 47 & 48, Block 3, Lombardy business Park, Graham Road, Silver Lakes, Pretoria, South Africa


7th Floor, Building 2, Fairscape Tower, Fairscape Precinct, Plot 70667, Gaborone, Botswana

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Who Are We?

Click on the PDF Button to download our AWESOME Company Overview/Brochure

Kern Insurance Solutions Consult (Pty) Ltd (KIS) is a national Short-Term Insurance Specialist. We advise clients against Business and Personal insurable risks.

Since 2005 KIS has provided pioneering insurance and risk solutions through innovative problem solving and rock-solid partnerships with leading Insurers. We deliver smart specialist insurance products / solutions to commerce and also focus on the high net worth individuals in those businesses.

Our entrepreneurial approach led to partnerships with over 20 large Insurers. That together with our expert experienced staff enabled us to deliver a one-stop-shop service for businesses of any size and in just about any industry.

What distinguishes us from our competitors is the fact that our risk profile sits at 32% versus the norm in the market of 69% !

We can guarantee you a substantial costs saving if your risk profile (personal or business) falls within our profile rating. At no additional costs we advise and find you the best product at the lowest cost.

We have over 20 different underwriters to choose from (Discovery, Momentum, Santam, AIG, Bryte (Zurich), Old Mutual Insure, King Price, MiWay etc.), with a few specialist products only for “High Net worth” clients. We have 24/7 access to most of the leading Insurers Operating Systems in our offices. Thus, policies are issued from within our offices, underwriting, claims and updates takes place on a real time basis.

What some of our clients have said...

I just want to say THANK YOU!! To the whole team for excellent service...and especially to Calvin. He surprised us just after the accident, he already knew "what, when, where and how" even before I contacted him - during the entire process he was supportive and a knight in shining armor. I would move all my insurance needs to KIS without a second thought! Again....THANK YOU

Lize Nichol Hartzenberg

Facebook 18/07/2019

Dirkie Grove is a pleasure to deal with at KIS. Claims are handled fast and efficiently. Since he moved me to Discovery Insure it has been clean sailing - Discovery Insure has been fantastic and the best move I have done.

Lawrence Maram

Facebook 07/02/2019

Need to give Kern Insurance Solutions Consult a big shout out, specifically Rochelle! Always happy to assist with any request and/or question! Today Rochelle went above and beyond to help get another car on my policy, late on a Friday afternoon, not having me to worry about anything! Thanks again for all the assistance!

Riaan Willemstijn

Facebook 11/01/2019

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Our Awards !

Santam Gold Award


Discovery Insure Platinum Prestige Independent Financial Advisor award


Santam Silver Award


Santam Silver Award for exceptional performance


Santam Silver Award


Discovery Insure Gold Prestige Independent Financial Advisor award


AIG "Big Seven" Award

Annually since 2007