Kern Insurance Solutions Consult General & FSP information:

General Details:

Kern Insurance Solutions Consult (KISC) promises to provide the best advice for your short-term insurance needs and will always recommend the best quotation based on a number of factors including premiums, basic excesses, endorsements and exclusions. 

KISC cannot guarantee that we will beat your current insurance premiums or match current benefits and excesses with the quotes that we provide but will at all time only recommend the best quotations for you.

Quotations are free and there are generally no broker fees built into the quotations which we supply however there is a percentage broker commission built into the policy premiums automatically by the insurer which will be collected by KISC.

Quotations are subject to the claims history and financial background of the client and will be verified at the underwriting of a policy. The insurer retains the right to accept or reject any quotations done by KISC for the client should the information provided during quotations be found incorrect, falsified or fraudulent. 

FSP Details:

Kern Insurance Solutions Consult (Pty) Ltd, Registration no. 2005/007574/07 is the holder of a category I Financial Services Provider License with FSP number 25031. The licence includes the authority to provide financial services with respect to Short Term Insurance (personal lines and commercial lines). Kern Insurance Solutions Consult (Pty) Ltd has contracts with various Short Term Insurers in South Africa.


Please click here for a list of Short Term Insurers with which we hold contracts if you wish to obtain more information in this regard. The business has not earned more than 30% commission from any of the insurers within the past 12 months, and also does not hold more than 10% shares in any insurer. From time to time we may receive an award from a product provider. Please request a copy of our gift register if you wish to obtain more information in this regard. Kern Insurance Solutions Consult (Pty) Ltd does hold professional indemnity cover. We have a policy on Conflict of Interest which is available on request.


It is hereby declared that Richard Matthews, Christy Janse van Rensburg, Dirkie Grove, Calvin Simigianis, Cherise Barnard and Andreas Schalekamp are Representatives working under supervision.


Trevor Laubscher: Moonstone Compliance (Pty) Ltd; 25 Quantum Street, Technopark, Stellenbosch. Tel: (021) 883 8000. Fax: (021) 883 8005 or (021) 883 2590. PO Box 12662, Die Boord, 7613, Stellenbosch.

We have a complaints resolution system which you will find at our office. If you have any queries or concerns, please don’t hesitate to send us a message via fax at 012 809 3326 or e-mail

South Africa: | Botswana:

South Africa: 012 809 2332 | Botswana: +267 318 8888 / +267 402 6008


South Africa:

Unit 47 & 48, Block 3, Lombardy business Park, Graham Road, Silver Lakes, Pretoria, South Africa


7th Floor, Building 2, Fairscape Tower, Fairscape Precinct, Plot 70667, Gaborone, Botswana

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